β¦ HAVENLY LIFE β’ THE PLANNING STUDIO β¦
Monthly Money
Checklist
A simple monthly money check-in for bills, spending, savings and the little financial jobs that are easy to forget.
The Havenly Life Monthly Money Checklist gives you one organised place to review the practical side of your finances each month. Use it to check bills, subscriptions, spending, savings, upcoming costs and money admin without turning your finances into an overwhelming spreadsheet session.
Checklist
Review β’ Plan β’ Prepare
Take a quick look at where your finances stand this month.
Check regular bills, upcoming payments and anything still due.
Review recurring payments and cancel anything you no longer use.
Notice where money has been going without turning it into judgement.
Review savings goals, transfers and anything you're working towards.
Look ahead for birthdays, renewals, trips and unusual expenses.
β¦ YOUR PRINTABLE PAGE β¦
A little look inside
Your Monthly Money Checklist keeps the regular financial jobs together so bills, subscriptions, savings and upcoming costs are easier to review in one sitting.
β¦ HOW TO USE YOUR CHECKLIST β¦
Give your money a monthly check-in.
You do not need to analyse every penny. The checklist is there to help you catch the important things, notice patterns and prepare for what is coming next.Choose Your Money Check-In Day
Pick a regular point each month that works for you, such as payday, the end of the month or the first weekend of a new one.
Check Your Accounts
Look at your main balances so you know where things stand before making plans for the month ahead.
Review Bills
Check what has already been paid, what is still due and whether any regular bill has unexpectedly changed.
Check Subscriptions
Look through recurring payments and decide whether you are still using everything you're paying for.
Look Back at Spending
Notice any categories that were higher than expected and any expenses you want to plan for differently next month.
Review Savings
Check progress towards savings goals and make any transfers you already planned to make.
Look Ahead
Check the next month for birthdays, trips, annual renewals, school costs, events or anything else outside your normal spending.
Write Down the Next Actions
Finish with any practical money jobs you need to handle, then close the check-in rather than continuing to stare at numbers.
β¦ INSIDE YOUR CHECKLIST β¦
A simple monthly overview of the money jobs that matter.
Use the printable on its own or alongside your Havenly Life monthly planner and reset pages for a more complete end-of-month routine.THE HAVENLY WAY
A money check-in is information, not a judgement.
Some months will look tidy and predictable. Others will include unexpected expenses, higher spending or plans that changed. The purpose of checking in is simply to know what's happening so you can make the next decision with a little more clarity.Use the Printable
Print a fresh Monthly Money Checklist each month and use it during your regular financial check-in. Keep completed copies if you like having a simple paper record of what you reviewed.
Open Monthly Money Checklist βInteractive Monthly Money Checklist
Prefer working digitally? Use the interactive Havenly Life Monthly Money Checklist and tick your financial admin off directly on your phone, tablet or computer.
Open Interactive Checklist ββ¦ LITTLE REMINDERS β¦
Before you open the banking apps...
You don't need perfect numbers
The purpose of a monthly check-in is awareness and planning, not creating a flawless financial month.
Small subscriptions add up
A quick recurring-payment check can catch things you've forgotten about or simply stopped using.
Future costs are easier when expected
Looking ahead gives birthdays, renewals and trips a chance to become planned expenses rather than surprises.
One useful action is still progress
Cancelling one unused subscription or moving one payment date can still make next month easier.
β¦ KEEP PLANNING β¦
More Havenly Life Resources
Pair your Monthly Money Checklist with more monthly planning and reset resources.READY FOR YOUR MONTHLY MONEY CHECK-IN?
Your Monthly Money Checklist is ready.
Open the full-size printable, save it to your device and use a fresh copy each month to keep the practical side of your finances a little easier to see and manage.β¦ Check the numbers, make the next useful decision, then get on with your month. β¦