Monthly Money Checklist | The Planning Studio

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INCOME

Check Money Coming In

Check expected pay dates Check expected wages / salary Check any additional income due Check refunds expected this month Check money owed to you Note any changes from a normal month

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REGULAR PAYMENTS

Review Regular Bills

Check rent / mortgage payment Check council tax Check gas / electricity payments Check water payment Check internet / broadband Check mobile phone payment Check insurance payments Check any other regular household bills

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RECURRING COSTS

Check Recurring Payments

Review streaming services Review app subscriptions Review memberships Review cloud / digital storage payments Check recurring deliveries Cancel anything no longer needed Note any upcoming price changes

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SET ASIDE

Plan This Month's Savings

Decide this month's savings amount Transfer planned savings if appropriate Check any specific savings pots Update holiday / travel savings Update Christmas / gift savings Update emergency / rainy-day savings if used

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DUE THIS MONTH

Review Payments Owed

Check upcoming payment due dates Check any invoices Check Buy Now Pay Later payments if applicable Check credit payments if applicable Check anything owed to family / friends if applicable Add important due dates to calendar

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DAY TO DAY

Plan Everyday Spending

Plan grocery spending Plan fuel / transport spending Plan eating-out spending if wanted Plan personal spending Plan household purchases Allow for a little flexibility where possible

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NOT EVERY MONTH

Prepare for Extra Costs

Check birthdays this month Check celebrations / events Check appointments or treatments Check travel plans Check upcoming household purchases Check seasonal expenses Check annual renewals due soon

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QUICK REVIEW

Bank Account Check

Review recent transactions Check for unfamiliar payments Check pending transactions Check account balance Check savings balances if useful Check upcoming scheduled payments

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AUTOMATIC PAYMENTS

Direct Debits & Standing Orders

Review active direct debits Review active standing orders Check payment dates Check expected payment amounts Remove old instructions if appropriate

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LOOK BACK

Review Previous Spending

Review last month's general spending Notice any unusually high categories Check whether any annual payments appeared Notice subscriptions you may have forgotten about Note anything useful for this month

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LIFE ADMIN

Financial Life Admin

File important receipts if needed Save important invoices / confirmations Deal with money-related post Reply to important payment emails Update billing details if anything changed Check important renewal dates

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MONTH END

Close Out the Month

Check all expected bills have been paid Check expected income arrived Review remaining upcoming payments Update savings if wanted Move unfinished admin into next month Note any unusual costs to remember Start next month with a clean slate ✨

Prefer to organise your monthly money on paper?

Take your Monthly Money Checklist away from the screen with the matching Havenly Life printable. Keep it inside your planner, household binder or budget folder and use it at the beginning or end of each month to work through your money-related life admin.

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Printable Format Designed for easy home printing

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Monthly Check-In Organise bills, savings & money admin

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Havenly Style Lavender, cream, sage & gold

YOUR PRINTABLE INCLUDES

✓ Monthly overview ✓ Expected income ✓ Regular bills ✓ Recurring payments ✓ Savings planning ✓ Payments owed ✓ Everyday spending ✓ Extra monthly costs ✓ Bank-account check ✓ Direct debit review ✓ Money life admin ✓ Monthly notes

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Money admin feels much easier when everything isn't living in your head. Use the checklist as a monthly reminder rather than another thing you have to complete perfectly. Tick off what applies to you, ignore what doesn't and keep the important dates somewhere visible.

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VIEW THE DIGITAL PRINTABLE Monthly Money Checklist →

You'll be taken to the printable page where you can view the full checklist and access the digital version.