✦ HAVENLY LIFE • THE MONEY SUITE ✦
Payday Budget Planner
Plan your pay before it disappears into the month.
Use your Payday Budget Planner every time money comes in. Record your pay, cover everything due before the next payday, set aside money for everyday spending, savings and debt, and see exactly what you have left. Everything you enter saves automatically on this device.
Give It A Plan.
Make It Last.
✦ PAYDAY OVERVIEW ✦
Set Up This Payday
Start with when you are paid, when the next payday arrives and the main thing you want this pay to cover.✦ MONEY IN ✦
Pay Received
Record everything coming in during this payday period.✦ BEFORE THE NEXT PAYDAY ✦
Bills Due From This Pay
Only include bills that need paying before your next payday.✦ MAKE IT LAST ✦
Everyday Spending Pots
Decide how much of this payday needs to last for everyday life until you are paid again.✦ MAKE THE PAY LAST ✦
Weekly Spending Guide
Split your flexible spending across the weeks between this payday and the next.The weekly guide is optional and is not added again to your budget total — use it to divide the everyday spending amount you already allocated above.
✦ PAY YOURSELF TOO ✦
Savings From This Payday
Decide what you want to move into savings as soon as the pay arrives.✦ PAY IT DOWN ✦
Extra Debt Payments
Add any repayments you want to make on top of bills or minimum payments already listed above.✦ FUTURE COSTS ✦
Sinking Funds
Put a little aside from each payday for costs that arrive later in the year.✦ THIS PAYDAY AT A GLANCE ✦
Payday Budget Summary
See what is coming in, what has already been assigned and what remains until the next payday.✦ PAYDAY CHECK ✦
Money Left Until Next Payday
£0.00 Add your pay and payday allocations above.✦ BEFORE YOU ARE PAID AGAIN ✦
What Is Coming Up?
Keep one-off costs and plans visible so they do not surprise you halfway through the payday period.✦ BEFORE THE NEXT PAYDAY ✦
How Did This Pay Last?
Review the payday period so the next one becomes easier to plan.✦ PAYDAY NOTES ✦
Anything Else to Remember
Keep reminders, upcoming bills, payday changes and useful money notes here.✦ THE MONEY SUITE PRINTABLE ✦
✦ DIGITAL PRINTABLE ✦
Prefer to plan each payday on paper?
Use the matching Payday Budget Planner printable whenever money comes in to organise bills due before the next payday, everyday spending, savings, debt repayments and future costs before deciding what is safe to spend.
YOUR PRINTABLE CAN INCLUDE
Open the matching printable page above.
✦ Plan the pay when it arrives, cover what matters, and make it last until the next one. ✦