✦ HAVENLY LIFE • THE MONEY SUITE ✦
Needs vs Wants Planner
Give yourself a moment between wanting something and spending money on it.
Use your Needs vs Wants Planner before money leaves your account. List upcoming purchases, decide what is genuinely needed, give wants a little breathing room and see how much of your planned spending is essential versus optional. Everything saves automatically on this device.
Want It?
Wait On It?
✦ SPENDING INTENTIONS ✦
Set Up Your Planner
Decide what you are working with before reviewing upcoming purchases.✦ BEFORE YOU BUY ✦
Purchase Decision List
Add upcoming purchases and decide whether each one is a genuine need, a want or something worth thinking about first.✦ WHAT DOES THE PLAN LOOK LIKE? ✦
Needs vs Wants Balance
See what proportion of your planned purchases falls into each group.✦ SPENDING CHECK ✦
How Does Your Purchase List Look?
Start Sorting Add some upcoming purchases to see how your needs and wants compare.✦ WHEN SOMETHING FEELS ESSENTIAL ✦
Is It Really A Need?
Use these prompts for purchases that feel important but are not completely clear.✦ GIVE IT A LITTLE TIME ✦
Want Waiting Room
A want does not mean you cannot buy it. It simply gives you space to decide whether you still want it later.✦ BEFORE SAYING YES ✦
Want Decision Check
A few quick questions can make the difference between a thoughtful purchase and an impulse buy.✦ WHAT COMES FIRST? ✦
Purchase Priorities
Sort purchases into what should happen now, later or perhaps not at all.✦ PURCHASE PLAN AT A GLANCE ✦
Needs vs Wants Summary
See the total value and balance of everything currently on your list.✦ WHAT IF YOU DON'T BUY IT? ✦
Redirect The Money
Money not spent on one thing can still have somewhere useful to go.✦ END-OF-MONTH CHECK-IN ✦
Needs vs Wants Review
Look back at the decisions you made and what you want to carry forward.✦ PURCHASE NOTES ✦
Anything Else to Remember
Keep price changes, future purchases and useful reminders here.✦ THE MONEY SUITE PRINTABLE ✦
✦ DIGITAL PRINTABLE ✦
Prefer to think through purchases on paper?
Use the matching Needs vs Wants Planner printable to sort upcoming purchases, set priorities, create waiting periods for wants and decide where your money deserves to go before you spend it.
YOUR PRINTABLE CAN INCLUDE
✦ You can want something without needing to buy it today — and you can buy a want when it genuinely fits your money. ✦