✦ HAVENLY LIFE • THE MONEY SUITE ✦
Monthly Spending Tracker
Turn a whole month of spending into one clear picture.
Use your Monthly Spending Tracker to see what you actually spend throughout the month. Track each week's total, break spending into categories, compare essentials with non-essentials, monitor fixed and flexible costs and spot the habits taking the biggest share of your money. Everything saves automatically on this device.
Find The Patterns.
Spend With Purpose.
✦ MONTHLY OVERVIEW ✦
Set Up Your Spending Month
Choose the month, set an overall spending limit and decide what you want to monitor most closely.✦ WEEK BY WEEK ✦
Monthly Spending By Week
Record each week's actual spending so you can see where the month became more expensive.✦ MONTHLY SPENDING CHECK ✦
How Is Your Month Looking?
Start Tracking Add your weekly spending totals to see how the month is progressing.✦ WHERE DID THE MONEY GO? ✦
Monthly Category Breakdown
Add your category totals to see which parts of life took the largest share of your spending.The category breakdown is for analysing the spending already recorded in your weekly totals. It is not added again to the monthly total, so nothing is double-counted.
✦ WHAT COULD YOU CHANGE? ✦
Fixed vs Flexible Spending
Separate costs that are harder to change from spending you have more control over.Regular costs such as rent, bills, insurance and subscriptions.
Costs such as groceries, shopping, entertainment and eating out.
✦ NEEDED OR WANTED? ✦
Needs vs Wants
Compare essential spending with the things you could have chosen not to buy.Essential household, food, transport, health and living costs.
Treats, shopping, entertainment and non-essential spending.
✦ SPEND-FREE DAYS ✦
No-Spend Days
Keep track of how often you got through a full day without spending anything.✦ MONTH AT A GLANCE ✦
Monthly Spending Summary
See the biggest numbers and patterns from the month in one place.✦ NOTICE THE PATTERNS ✦
Monthly Spending Habits
Look beyond the totals and notice what is driving the month's spending.✦ MONTH-END CHECK-IN ✦
Monthly Spending Review
Review what happened before starting next month's tracker.✦ MONTHLY MONEY NOTES ✦
Anything Else to Remember
Keep refunds, unusual expenses and useful spending reminders here.✦ THE MONEY SUITE PRINTABLE ✦
✦ DIGITAL PRINTABLE ✦
Prefer to review the month's spending on paper?
Use the matching Monthly Spending Tracker printable to record weekly totals, spending categories, needs and wants, no-spend days and the patterns behind where your money went.
YOUR PRINTABLE CAN INCLUDE
Open the matching printable page above.
✦ See the month clearly, understand where the money went, and make the next one even better. ✦