✦ HAVENLY LIFE • THE MONEY SUITE ✦
50 / 30 / 20 Budget Planner
Give your income a simple structure without budgeting every penny.
Use your 50/30/20 Budget Planner to divide your available income between needs, wants and savings or debt. Your recommended targets are calculated automatically, while your own allocations show how closely your budget follows the 50/30/20 method. Everything you enter saves automatically on this device.
30% Wants.
20% Future You.
✦ BUDGET OVERVIEW ✦
Set Up Your Budget
Start with the month and the total income you have available to divide using the 50/30/20 method.✦ MONEY AVAILABLE ✦
Income
Add all income available for this budget. Your 50/30/20 targets will update automatically.✦ YOUR AUTOMATIC 50/30/20 TARGETS ✦
Your Ideal Budget Split
These figures update automatically from your total available money.Essential living costs and bills.
£0.00Lifestyle, treats and non-essential spending.
£0.00Savings goals, investing and additional debt repayment.
£0.00✦ 50% • NEEDS ✦
Essential Spending
Add the expenses you genuinely need to cover each month.✦ 30% • WANTS ✦
Lifestyle Spending
These are things that make life enjoyable but are not essential to keeping the household running.✦ 20% • FUTURE YOU ✦
Savings & Extra Debt Repayment
Use this portion of the budget to strengthen your future finances through savings and extra debt repayments.✦ YOUR BUDGET AT A GLANCE ✦
50/30/20 Budget Summary
Compare your actual budget split with the recommended 50/30/20 percentages.✦ 50/30/20 CHECK ✦
How Does Your Budget Compare?
Start Your Budget Add your income and allocations above to see your budget split.✦ MAKE THE METHOD WORK FOR YOU ✦
Budget Adjustments
The percentages are a guide. Use this space to decide where your own budget needs adjusting.✦ YOUR 20% PRIORITY ✦
What Should Future Money Do First?
Decide which savings or debt goals should receive money first.✦ END OF MONTH ✦
50/30/20 Budget Review
Look back at your split and decide what should change next month.✦ BUDGET NOTES ✦
Anything Else to Remember
Keep reminders, future expenses and useful money notes here.✦ THE MONEY SUITE PRINTABLE ✦
✦ DIGITAL PRINTABLE ✦
Prefer to work out your 50/30/20 split on paper?
Use the matching 50/30/20 Budget Planner printable to divide your income between essential needs, lifestyle wants and savings or debt repayments while keeping your percentages clear and easy to review.
YOUR PRINTABLE CAN INCLUDE
Open the matching printable page above.
✦ Cover what you need, enjoy what you want, and keep building something for future you. ✦